π§ "When I got my first salary hike, I celebrated by upgrading my phone. Then my bike. Then my flat. A year later, I had more debt than savings. That’s when I met the silent enemy: lifestyle inflation."
As your income grows, so do your expenses — but at what cost? Discover the hidden dangers of lifestyle inflation, why a bigger paycheck doesn’t make you richer, and how to truly grow wealth
1. What is Lifestyle Inflation?
The tendency to spend more as you earn more.
π More money comes in → more money goes out.
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2. Why It’s Dangerous
Keeps you stuck in paycheck-to-paycheck cycle.
Makes saving & investing impossible.
You feel richer but actually stay broke.
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3. Real-Life Examples
₹25k salary → budget living.
₹50k salary → EMIs, branded stuff, zero savings.
Result? No wealth, just upgrades.
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4. My Opinion: Break the Cycle
Fix a lifestyle cap (decide how much is “enough”).
Save & invest hikes instead of spending them.
Remember: Wealth is freedom, not luxury items.
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