π§ FRIEND, ameer ban’ne ke liye hamesha badi rakam ki zarurat nahi hoti.
Sach yeh hai ki chhote consistent steps aapko zyada door le jaate hain compared to ek baar ka bada effort.
Soch ke dekho — sirf ₹100 per day ka investment aapke future ko completely change kar sakta hai.
Aaj hum shuru karte hain ₹100 Daily Investment Challenge — ek simple, stress-free aur beginners ke liye perfect plan jo paisa ban’ta hai aapke liye, chahe aap busy ho ya free.
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π₯ Step 1: Choose Your Investment Vehicle
Low Risk: Recurring Deposit (RD) in Bank/Post Office
Medium Risk: Index Funds/ETFs (like Nifty 50)
Long-Term Growth: SIP in Mutual Funds (₹3,000/month from your daily ₹100)
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π₯ Step 2: Automate the Process
Bank app me auto-debit set karo
Mutual Fund platform me SIP date fix karo
Isse discipline banega aur aap skip nahi karoge
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π₯ Step 3: Track Your Progress
Google Sheet ya Excel banake daily/monthly entry karo
You can access already created progress sheet teacker : https://docs.google.com/spreadsheets/d/1GFPbs7M_7NFiyb0Mk-rW4LP900HZpZLVS9Y_5ZuoDBI/edit?usp=drivesdk
Monthly target complete hone par ek small reward lo (movie night, favourite food) — motivation ke liye
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π₯ Step 4: Avoid the Temptation to Withdraw
Ye paisa emergency ke liye nahi — ye aapka future fund hai
Har withdrawal ke saath aap apne compounding ka magic todte ho
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π₯ Step 5: Visualize Your 5-Year Result
Example:
₹100/day = ₹3,000/month
If invested in an Index Fund @ 12% annual return → 5 saal baad approx ₹2.5 lakh ban jayenge
(Aur ye sirf ek conservative estimate hai)
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π§Ύ Final Thoughts
Boss, challenge simple hai: ₹100 per day → No excuses.
Aaj se start karo, track karo, aur dekho kaise chhoti aadat badi financial freedom me badal jaati hai.
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