Top 7 Free Apps Every Indian Must Use to Manage Money in 2025

Managing money doesn’t have to be boring or complicated.

In 2025, there are amazing free apps that make budgeting, investing, and tracking your money super easy — even for beginners.

Here are the 7 best free money apps for Indians to save smarter, invest better, and grow richer 💸📱

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📊 1. INDmoney – All-in-One Finance App

Features:

Track your net worth

Auto-track mutual funds, stocks, expenses

Invest in US & Indian stocks

💡 Bonus: Free tools + credit score tracking

Why Use: Perfect for those who want everything in one app

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📉 2. ET Money – Smart Investing + Expense Tracking

Features:

Invest in mutual funds (zero commission)

Set budget and track expenses

Insurance suggestions

Why Use: Great for mutual fund beginners & monthly budgeting

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💸 3. Groww – Easiest App to Start Investing

Features:

Invest in Mutual Funds, Stocks, FDs

₹100 SIP start

Super clean UI

Why Use: Best for beginners who are scared of investing

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🧾 4. Walnut – Personal Expense Tracker

Features:

Tracks expenses via SMS automatically

Set daily/monthly spending limits

Smart analytics of your spending

Why Use: Simple app to control your spending habits

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📈 5. Zerodha (via Kite) – For Stock Market Investing

Features:

Low-cost brokerage

Advance charting & analysis

Works well for traders & long-term investors

Why Use: Best platform if you're serious about stocks

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💰 6. OneScore – Credit Score & Loan Tracking

Features:

Check your credit score (CIBIL) free

Track loans & repayments

No spammy credit card offers

Why Use: Keep your credit score healthy = better financial future

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📦 7. CRED – For Paying Credit Card Bills Smartly

Features:

Pay credit card bills & earn rewards

Get cashback, discounts

Track due dates

Why Use: Credit card users MUST have this

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🧠 Bonus Tip: Use Google Sheets Too

If you want full control, create a custom budget sheet and update it weekly.

Simple. Effective. Free.

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🚀 Final Thought

You don’t need a financial advisor to manage your money.

You just need the right apps — and the right mindset.

💼 These 7 apps are your financial toolkit for 2025.

Download, explore, and start your Budget to Billion journey today.

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📌 Coming Soon:

Best Budget Templates (Free Download)

How to Use Google Sheets to Track Income & Expenses

Daily Money Routine of Smart Earners

– Team Budget to Billion

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Comments

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